The Dispute Defense Hub

How to Use Commerce Control Center (Business Track)

September 9, 2025 By James Parsons

There are a lot of merchants out there, including myself, who have run into the Commerce Control Center and wondered what it is and what it does. In fact, there’s a decent chance you were using it already, under a different name: Business Track. What is this platform, what does it do, and how do […]

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How to Avoid False Positives in Authorize.net AFDS

September 4, 2025 By James Parsons

Authorize.net is one of the largest payment gateways in the world, owned and operated by Visa. Most merchants across the country and many around the world are using it to process ACH and credit card purchases, and take advantage of a variety of other services. One of those key services is AFDS, or the Advanced […]

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The Difference Between a Pre-Authorization Hold vs Capture

August 23, 2025 By James Parsons

Payment processing is, ideally, invisible. The companies authorizing, processing, and managing payments should be settled in the background, functioning to keep the monetary world running smoothly. Unfortunately, it doesn’t always work out that way. That means, as a merchant, you should have some understanding of how the payment processing works. That way, you can know […]

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Can a Pre-Authorization Hold Become a Chargeback?

August 13, 2025 By James Parsons

Dealing with chargebacks can be an anxiety-inducing part of running a business, especially if your business operates on thin margins. When a few chargebacks can make or break profits for the month, it’s important to know how they work and how to minimize them. Unfortunately, it can be difficult knowing all of the different ways […]

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Will My Processor Refund My Chargeback Fees if I Win?

August 6, 2025 By James Parsons

The chargeback process is something that virtually every business will need to deal with at some point. It’s simply an unfortunate fact of commerce; sometimes, people aren’t going to be satisfied with a product but will be outside of a refund window, and they’ll file a dispute. Sometimes, credit card information is stolen and the […]

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What is “Friendly Fraud” or First-Party Fraud?

July 28, 2025 By James Parsons

There are a million different challenges to tackle in business, all to get people to trust you enough, to like your product enough, to give you money. Surely that’s the end of it, right? Unfortunately, not quite. As anyone who has sold anything for long enough can attest, there will always be some attrition. Sometimes […]

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